A client based in Jersey approached us seeking a rapid financial solution to secure a residential property in Somerset. Due to the seller’s urgent need to complete, caused by pressures on their onward purchase, the client required a faster alternative to a traditional residential mortgage.


The client faced multiple challenges in securing financing:


• They required a joint borrower sole proprietor bridge, a structure not universally supported by lenders.
• The client’s residency in Jersey added complexity due to different regulatory requirements affecting lender willingness.
• The urgent nature of the transaction necessitated an expedited process to secure the property.

We leveraged our extensive lender network to find a financing partner adept at handling the specific needs of clients based outside the UK. We secured a lender who was comfortable with the client remaining in Jersey and supported the joint borrower sole proprietor structure. Our ability to expedite the lending process ensured that the client could move forward without delay.


Thanks to the swift and effective solution we provided, the client successfully purchased their dream property in Somerset. We are currently finalising the details of their residential mortgage, which will replace the bridging loan.

This case study demonstrates Portway Finance’s capability to address unique and complex financing requirements, especially for clients in challenging geographical and financial situations, ensuring they do not miss out on critical property opportunities.