The Challenge

A homeowner undertaking a refurbishment project faced unforeseen costs and needed urgent funds to complete the works before selling. With a tight deadline of just 48 hours, traditional funding routes were not viable. There was no time for a formal external valuation or full legal due diligence, presenting a significant hurdle to securing finance quickly.

Our Solution

As expert property finance advisers, we acted swiftly to identify a lender with the capability and flexibility to meet the tight timeline:

• The lender deployed an internal valuation team who assessed the property within 6 hours of enquiry, eliminating the usual delays of external valuations.
• Their in-house legal team provided dual representation, ensuring the legal process was completed quickly and efficiently.
• Leveraging our strong relationship with the lender, we secured this fast-track service, which is rarely available on the market.

The Outcome

• The loan completed in approximately 46 hours from initial enquiry to funds delivered.
• The client received a net loan of £400,000 at a fixed rate of 0.75% per month for 24 months.
• The streamlined valuation and legal process ensured there were no delays.
• Funds were delivered on time, enabling the client to complete the refurbishment and move forward with the sale as planned.

This case highlights how Portway Finance combines market expertise, strong lender relationships, and bespoke structuring to provide urgent, tailored property finance solutions, even under extreme time pressure.