The Challenge

Portway Finance was approached by clients preparing to emigrate overseas who urgently required access to funds to secure their new home abroad. Their UK property, valued at £945,000, was in the process of being sold, but the transaction had not yet completed.

With travel arrangements and an overseas property purchase already underway, the clients needed liquidity within days. However, traditional lenders were unable to meet the tight timeframe, leaving the clients at risk of missing out on their new home and facing significant disruption to their relocation plans.

Our Solution

Recognising the urgency, Portway Finance swiftly structured a regulated 2nd charge bridging loan secured against the clients’ existing UK property. Leveraging our strong lender relationships, we were able to fast-track the application process, with a valuation booked on the same day the case was submitted.

By utilising the clients’ equity in their property, we arranged a facility that released £268,000 in the required timeframe, providing the liquidity needed to complete their overseas purchase and finalise their move.

Our proactive coordination with the lender, valuer, and legal teams ensured the transaction progressed seamlessly and without delay.

The Outcome

The £268,000 bridging loan was released within days, allowing the clients to move forward with their emigration plans stress-free.

They successfully secured their new home overseas, maintained their moving schedule, and avoided any financial disruption during a critical life transition.

This case demonstrates Portway Finance’s ability to deliver swift, solutions-focused lending under pressure, combining experience, lender relationships, and decisive action to help clients achieve their goals, even when time is limited.