Our Solution
Portway Finance was approached by a client who wanted to make better use of the equity built up in their buy-to-let property. Rather than simply remortgaging to secure a new rate, they wanted to release capital that could be used towards the purchase of a residential property.
After reviewing the client’s circumstances and borrowing options, we arranged a 75% loan-to-value buy-to-let remortgage, raising the funds they needed while allowing them to retain ownership of their investment property.
By carefully structuring the refinance, the client was able to unlock equity without disrupting their existing investment strategy, creating the flexibility to take their next step on the property ladder.
The Outcome
The remortgage completed successfully with:
- £311,250 buy-to-let remortgage arranged
- Equity released from the existing investment property
- Funds raised to support the purchase of a residential home
- Buy-to-let property retained as part of the client’s portfolio
This case highlights that a remortgage can be about much more than switching lenders or securing a new interest rate. With the right advice, the equity in an existing property can become a valuable tool for funding future purchases and supporting long-term property goals.
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